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Congratulations on your
decision to buy a new home. There are many important
things to consider throughout the process, especially
if you're a first-time homebuyer. Here's some information
that will keep you on track.
In General
A home purchase may be
your largest financial transaction to date, so it's
important to make the right decisions and to keep an
eye on the details. With the assistance of your Real
Estate Agent and Loan Officer, it should be an efficient,
pleasant, and ultimately rewarding experience.
Count On Your Real
Estate Agent To:
- Preview available
homes to weed out those that are overpriced, or
undesirable in some other way.
- Present the homes
that suit your needs as you've defined them.
- Help you determine
the difference between a "good buy" and a property
which, because of its nature (neighborhood, market
appeal, etc.), might have to be discounted if you
decide to sell in the future.
- Negotiate the best
deal for you. With a Pre-Approval letter from
Mortgageclose.com in hand, your Real Estate Agent
will be able to demonstrate that you are a qualified
and capable borrower. This will strongly influence
the Seller, and may make the difference between
the Seller accepting your offer or someone else's
-- even if your offer is lower!
Count On Your Mortgage Loan Specialist To:
- Assist you in selecting
the best loan to meet your personal situation and
goals. (This single decision can save you thousands
of dollars throughout the years!)
- Keep you informed
of your loan status throughout the entire process.
- Keep your Real Estate
Agent informed of our loan progress (Note: your
personal information is always kept confidential
between you and Mortgageclose.com; only progress is shared).
- Get the appropriate
loan for you at the best rates and fees. This will
save you significant money "up front" and throughout
the years to come.
Count On Yourself
To:
- Keep your Real Estate
Agent informed of any questions or concerns as they
develop.
- Keep the process moving
by providing documentation and decisions as soon
as reasonably possible. By doing so, many of the
details are taken care of early in the process so
you can comfortably concentrate on any last-minute
details or events that require your attention.
- Enjoy purchasing your
home, but do remain objective throughout -- to make
the business decisions that are best for you.
- Make sure you are
pre-approved as early as possible. This will put
the power of financing behind you so you can concentrate
on selecting your home.
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